Fix your credit. Unlock everything.

Enroll in about 3 minutes. Reviewing your profile will not impact your credit score.

Step 1 of 4: Choose your plan

Cannot do these numbers right now? Do not just walk away. Ask Ryker for a custom plan and he will work with what you have got.

What's your main credit goal? (optional)

Legal first name

Legal last name

Mobile phone

By submitting, you agree RocketFunds may contact you by phone and email about your application, including calls placed with an AI assistant. Consent is not a condition of purchase. Unsubscribe or ask us to stop calling anytime.

Street address

City

State

ZIP

Housing status

Time at address

Social Security Number *

Your SSN is encrypted in transit and at rest, and is used only to pull and review your credit reports. No hard inquiry, no impact to your score.

Estimated credit score

Recent bankruptcies?

What's on your report? (check all that apply)

Late payments Collections Charge-offs Repossession Too many inquiries Student loans Medical bills Identity theft / fraud

Employment status (optional)

Gross annual income (optional)

Upload your documents

Photo ID * (active passport preferred — driver's licence or state ID also fine)

Proof of address * (cell phone bill or bank statement — PDF preferred)

Photos, PDFs, or documents, up to 3MB each. Phone photos work best.

SmartCredit login (optional)

smartcredit^® Credit scores & reports with monitoring — all 3 bureaus, no hard inquiry

We use SmartCredit to pull your reports from all 3 bureaus with no hard inquiry, so checking your credit never hurts it. Put your login info below. Don't have an account yet? It takes about 2 minutes and it's how you'll watch your score climb. Start SmartCredit for $1, then come back and enter your login.

SmartCredit username or email

SmartCredit password

Your login is encrypted in transit and at rest, and is used only to review your credit reports. You can change your password after your program is complete.

Sign here * (use your finger or mouse)

By signing and submitting, I certify the information and documents provided are accurate and belong to me, and I authorize RocketFunds to obtain and review my credit reports and to prepare and submit disputes of inaccurate, unverifiable, or unfair items on my behalf. No hard credit inquiries will result from this enrollment.

256-bit encrypted · We never sell your information.